MYCLOTH INDIA ARMY TERMS & CONDITIONS

MYCLOTH INDIA ARMY

LONG-TERM SOCIAL MEDIA ACCOUNT OWNER & BRAND PARTNER PROGRAM

PROGRAM TERMS & CONDITIONS

Commercial Model: 10% LOYALTY ANNUAL NET PROFIT SHARE

Brand: MYCLOTH INDIA
Program Operator: KRISHNA CREATOR VENTURE
Official Website: MyCloth.in

Document Type: Master Program Terms & Conditions
Version: 1.0
Effective Date: 18 September 2026
Last Updated: 18 September 2026

IMPORTANT LEGAL NOTICE

These Master Program Terms & Conditions (“Terms”) establish the general legal, commercial, operational, financial, compliance and participation framework for the MYCLOTH INDIA ARMY — LONG-TERM SOCIAL MEDIA ACCOUNT OWNER & BRAND PARTNER PROGRAM (“Program”).

The Program is operated by KRISHNA CREATOR VENTURE, in connection with the MYCLOTH INDIA clothing brand (“MyCloth India”, “Company”, “we”, “us” or “our”).

The Program is a long-term, performance-based commercial relationship opportunity for eligible social-media account owners.

The Program's current commercial model is the 10% LOYALTY ANNUAL NET PROFIT SHARE.

The 10% amount is a single collective annual allocation pool and is not 10% of Company profit payable separately to every participating social-media account owner.

An individual participant's entitlement, if any, is determined only under the applicable written formula, the participant's verified attributable performance, the Company's Annual Distributable Net Profit, applicable eligibility requirements, accounting adjustments, tax/statutory requirements, fraud and compliance verification, and the definitive agreement applicable to that participant.

Participation does not create equity, ownership, shares, voting rights, employment, agency, partnership, LLP interest, directorship, franchise, distributorship, guaranteed income, guaranteed return, guaranteed profit share or guaranteed commercial outcome.

Nothing in these Terms is intended to exclude, restrict or waive any right, remedy, statutory protection or liability that cannot lawfully be excluded, restricted or waived.

Where a separate written MyCloth India Social Media Account Owner & Brand Partnership Agreement — Annual Loyalty Net Profit Share is executed or electronically accepted by a participant, that definitive agreement shall govern the participant-specific relationship to the extent expressly provided in that agreement.

1. PROGRAM NAME

The official name of the Program is:

MYCLOTH INDIA ARMY — LONG-TERM SOCIAL MEDIA ACCOUNT OWNER & BRAND PARTNER PROGRAM

The commercial model is:

10% LOYALTY ANNUAL NET PROFIT SHARE

The formal contractual arrangement may be titled:

MyCloth India Social Media Account Owner & Brand Partnership Agreement — Annual Loyalty Net Profit Share

The Company may use shortened references such as “MyCloth India Army” or “Program” for operational convenience.

2. PROGRAM PURPOSE

The purpose of the Program is to establish a structured, transparent, performance-based and long-term commercial relationship between MyCloth India and eligible social-media account owners.

The Program is intended to support:

long-term brand development;
genuine customer acquisition;
attributable commercial performance;
responsible social-media communication;
measurable account-owner contribution;
transparent financial allocation;
fraud prevention;
protection of customers and the brand;
sustainable commercial relationships; and
lawful and professionally administered participation.

The Program is not intended to constitute a conventional one-time paid influencer campaign.

The Program is also not a promise that every participant will receive payment.

3. CORE PROGRAM PRINCIPLES

The Program shall be administered according to the following principles:

3.1 Performance-Based Participation

Individual allocation is based on verified attributable performance and the applicable contribution methodology.

3.2 One Collective Pool

The applicable 10% annual allocation is one collective pool.

It is not 10% multiplied by the number of participants.

3.3 Transparent Calculation

The Company shall maintain a documented methodology capable of showing, subject to confidentiality and commercially sensitive information:

Attributable Orders → Qualifying Orders → Qualifying Net Revenue → Product Contribution → Individual Contribution Score → Total Contribution Score → Individual Percentage → Applicable Partner Pool → Individual Allocation

3.4 No Arbitrary Preferential Allocation

A participant's allocation shall not be increased or decreased merely because of personal relationships, popularity, management preference, follower count, friendship, family relationship, social status or other subjective preference unless an objective, written and uniformly applicable Program rule expressly provides otherwise.

3.5 Management Discretion Within the Formula

The Company may exercise reasonable management, operational, accounting, compliance and fraud-prevention discretion where these Terms permit it.

However:

Management discretion shall operate within the written formula and shall not replace the written formula.

4. DEFINITIONS

For these Terms:

4.1 “Account Owner”

Means the individual who owns, controls or is legally responsible for the specific social-media account accepted into the Program.

4.2 “Program”

Means MYCLOTH INDIA ARMY — LONG-TERM SOCIAL MEDIA ACCOUNT OWNER & BRAND PARTNER PROGRAM.

4.3 “Participant” or “Partner”

Means an eligible Account Owner whose participation has been accepted by MyCloth India and who is subject to the applicable Program Terms and definitive agreement.

4.4 “Partner Pool”

Means the total amount allocated by the Company for eligible participants for the applicable financial period.

4.5 “Applicable Percentage”

Means the percentage of Annual Distributable Net Profit allocated to the Program for the relevant period.

THE CURRENT PROPOSED APPLICABLE PERCENTAGE is: 10%

The Applicable Percentage for future periods may be changed by the Company in accordance with these Terms and applicable definitive agreements.

4.6 “Annual Distributable Net Profit” or “ADNP”

Means the amount determined by the Company for the relevant annual accounting period after applying the Company's applicable accounting policies, legitimate business expenses, applicable taxes, statutory dues, provisions, adjustments, losses carried or otherwise accounted for where legally and commercially appropriate, returns/refunds/chargebacks, accounting corrections and other amounts properly required to determine the amount lawfully and contractually available for the Program.

ADNP shall not be interpreted as gross sales, gross revenue, turnover, cash balance, bank balance, EBITDA, accounting revenue before expenses, or total Company assets.

The final ADNP calculation shall be based on the Company's books, records and applicable accounting principles and shall be subject to appropriate professional accounting/tax review where required.

4.7 “Annual Partner Pool” or “APP”

Means:

APP = ADNP × Applicable Percentage

For the current 10% model:

APP = ADNP × 10%

If ADNP is zero, APP is zero.

If ADNP is negative, no negative Partner Pool shall automatically be payable by participants.

4.8 “Qualifying Net Revenue” or “QNR”

Means the revenue attributable to a participant that remains eligible under the Program after applying the applicable deductions, exclusions, cancellations, refunds, returns, chargebacks, fraud adjustments, customer discounts, applicable tax treatment and other written qualification rules.

4.9 “Product Contribution Factor” or “PCF”

Means the approved contribution factor applicable to a particular product, SKU, category or product group for the purpose of measuring its contribution to the Program.

4.10 “Attributable Contribution Score” or “ACS”

Means the participant's verified contribution score calculated according to the applicable methodology.

The general methodology is:

ACSᵢ = Σ (QNR × PCF)

unless a definitive agreement or approved Program schedule specifies a more detailed calculation.

4.11 “Total Attributable Contribution Score” or “TACS”

Means the combined eligible ACS of all participants included in the applicable calculation period.

4.12 “Individual Partner Share”

Means the participant's share of the Annual Partner Pool.

General formula:

Individual Partner Share = APP × (ACSᵢ ÷ TACS)

4.13 “Qualifying Order”

Means an order that satisfies all applicable requirements for attribution and participation.

4.14 “Invalid Order”

Includes an order that is cancelled, refunded, returned where the applicable rules require exclusion, charged back, fraudulent, artificially generated, self-funded, improperly attributed, prohibited, manipulated or otherwise disqualified under the applicable rules.

4.15 “Company”

Means KRISHNA CREATOR VENTURE and/or the applicable lawful operating entity responsible for MyCloth India, as identified in the definitive agreement.

4.16 “Business Day”

Means a day on which relevant banking/business operations are ordinarily conducted in the applicable jurisdiction, excluding applicable bank/public holidays.

5. ELIGIBILITY

Participation is subject to the eligibility requirements communicated by the Company.

Unless a definitive agreement states otherwise, an applicant must:

provide accurate identity information;
be legally capable of entering into the applicable agreement;
provide accurate social-media account details;
control the social-media account being registered;
comply with applicable laws;
comply with these Terms;
comply with the Company's brand and advertising requirements;
provide required verification information;
maintain accurate payment/tax information where required;
avoid fraudulent or artificial activity; and
satisfy any additional written eligibility requirements.

The Company may decline an application where lawful and commercially reasonable grounds exist.

Application or registration does not itself guarantee acceptance.

6. SPECIFIC SOCIAL-MEDIA ACCOUNT RELATIONSHIP

The Program relationship is connected to the specific social-media account and Account Owner accepted by MyCloth India.

Participation does not automatically extend to:

employees;
assistants;
agencies;
actors;
contractors;
managers;
friends;
relatives;
other creators; or
other persons associated with the Account Owner.

If another person or entity wishes to participate independently, the Company may require separate registration, verification and contractual acceptance.

7. FOLLOWING MYCLOTH INDIA

As an ongoing Program requirement, the participant may be required to follow the official MyCloth India social-media account identified by the Company.

The Company may update official social-media account requirements through official Program communications.

Participants shall not follow impersonation accounts or unofficial accounts represented as MyCloth India.

8. NATURE OF THE COMMERCIAL RELATIONSHIP

The Program is a performance-based commercial relationship opportunity.

It is not automatically:

a paid collaboration;
a barter collaboration;
an employment arrangement;
an agency arrangement;
a partnership firm;
an LLP;
a franchise;
a distributorship;
an equity arrangement;
an investment product;
a deposit;
an FD/fixed deposit;
a security;
a guaranteed-return product; or
a profit guarantee.

A separate written agreement is required where the Company and participant intend to create any additional relationship.

9. NO EMPLOYMENT

Participation does not create an employer-employee relationship.

The participant remains independently responsible for:

their social-media account;
their personnel;
their content;
their equipment;
their internet connection;
their operating expenses;
their taxes;
their statutory obligations;
their business expenses; and
their compliance with applicable law.

Nothing in the Program gives a participant authority to represent themselves as an employee of MyCloth India.

10. NO AGENCY OR AUTHORITY TO BIND THE COMPANY

Unless specifically authorised in writing, a participant shall not:

enter contracts on behalf of MyCloth India;
make warranties on behalf of MyCloth India;
promise refunds;
promise compensation;
modify Company pricing;
issue unauthorised discounts;
settle customer disputes on behalf of the Company;
collect Company payments into personal accounts; or
otherwise bind the Company.

11. NO EQUITY OR OWNERSHIP

The Program does not transfer:

shares;
equity;
ownership;
beneficial ownership;
voting rights;
management rights;
intellectual-property ownership;
Company assets; or
Company control.

The 10% Loyalty Annual Net Profit Share is solely a contractual commercial allocation mechanism.

12. NO GUARANTEED INCOME

No participant is guaranteed:

a minimum payment;
a minimum profit share;
a monthly payment;
an annual payment;
a particular number of orders;
a particular customer acquisition result;
continued participation; or
any particular financial outcome.

A participant may receive zero.

13. PROGRAM PERIOD

The Program may operate on annual accounting periods or such other periods as the Company specifies in the applicable definitive agreement.

The Company shall communicate the applicable calculation period to participants.

Different participants may have different eligibility commencement dates, but their calculation treatment shall follow the applicable written rules.

14. ANNUAL DISTRIBUTABLE NET PROFIT

The Company's annual profit calculation shall be performed using the Company's applicable books and accounting records.

ADNP shall be determined after taking into account, where applicable:

business operating expenses;
employee/personnel costs;
manufacturing/procurement costs;
inventory costs;
logistics;
technology expenses;
platform charges;
payment processing costs;
professional fees;
advertising and marketing expenses;
statutory dues;
applicable taxes;
provisions;
refunds;
returns;
chargebacks;
bad debts where appropriately accounted for;
depreciation/amortisation where applicable;
accounting adjustments;
prior-period corrections;
other legitimate business expenses; and
other amounts appropriately recognised under applicable accounting/tax requirements.

ADNP is not calculated merely by taking gross sales and multiplying by 10%.

15. ANNUAL PARTNER POOL

The Annual Partner Pool shall be calculated as:

APP = ADNP × Applicable Percentage

CURRENT APPLICABLE PERCENTAGE: 10%

Example:

If ADNP is ₹1,00,00,000:

₹1,00,00,000 × 10% = ₹10,00,000 Annual Partner Pool

That ₹10,00,000 is the total pool available for eligible participants collectively.

It is not ₹10,00,000 for every participant.

16. ZERO OR NEGATIVE ANNUAL PROFIT

If ADNP is zero:

APP = ₹0

If the applicable annual result is a loss:

APP = ₹0

No participant shall automatically owe the Company money merely because the Program's annual profit allocation is zero or because the Company experiences a loss.

This does not prevent recovery of amounts independently owed because of fraud, breach, unlawful conduct, mistaken payment, tax adjustment, contractual debt or other lawful grounds.

17. ATTRIBUTION TECHNOLOGY

The Company may use Shopify Collabs and other approved technology to track attributable commercial activity.

The tracking architecture may include:

Participant → Unique Creator/Partner Identifier → Affiliate Link / Discount Code → Customer Order → Order Attribution → Product/SKU → Quantity → Selling Value → Return/Refund Status → Qualification → Contribution Score

Technology is used as an operational tracking mechanism.

Technology data does not override the written contractual formula.

The Company may use additional systems where necessary to verify or correct attribution.

18. SHOPIFY COLLABS

Where Shopify Collabs is used, the participant acknowledges that it may be used by MyCloth India as an operational attribution and reporting system.

Shopify Collabs does not independently determine:

MyCloth India's ADNP;
the Company's annual profit;
the Company's applicable tax treatment;
the participant's contractual profit-share entitlement; or
the Company's final Partner Pool.

The final commercial calculation remains governed by the Company's written Program methodology and applicable agreement.

19. UNIQUE PARTICIPANT IDENTIFICATION

The Company may assign each participant a unique identifier.

Examples may include:

MYC-A001
MYC-A002
MYC-A003

The identifier may be linked to:

Account Owner;
social-media account;
affiliate link;
coupon code;
platform profile;
order attribution;
accounting records; and
payment records.

20. QUALIFYING NET REVENUE

Qualifying Net Revenue shall be calculated according to the applicable written methodology.

Depending on the applicable rules, QNR may exclude:

cancelled orders;
refunded orders;
returned orders;
chargebacks;
fraudulent transactions;
artificial transactions;
self-funded transactions;
prohibited transactions;
participant-reimbursed transactions;
unauthorised transactions;
invalid discount manipulation;
applicable taxes where required by the methodology;
applicable discounts;
other expressly defined exclusions.

The same exclusion methodology should be applied consistently to similarly situated participants.

21. PRODUCT CONTRIBUTION FACTOR

The Company may maintain an approved Product Contribution Schedule.

The schedule may contain:

SKU/product ID;
product category;
listed price;
actual selling price;
applicable discount;
qualifying net revenue;
product cost;
approved direct/variable costs;
contribution amount;
Product Contribution Factor; and
effective date.

Higher selling price does not automatically mean that a product produces proportionately higher contribution for Program purposes.

The Company may adjust product contribution methodology for future periods where commercially or legally justified.

22. ATTRIBUTABLE CONTRIBUTION SCORE

The general methodology is:

ACSᵢ = Σ(QNR × PCF)

The Company may establish detailed schedules describing how QNR and PCF are calculated.

The methodology may consider:

product type;
product contribution;
qualifying net revenue;
product quantity;
product mix;
actual selling price;
discounts;
applicable direct costs; and
other objectively measurable factors stated in the applicable schedule.

23. TOTAL CONTRIBUTION SCORE

The Total Attributable Contribution Score is:

TACS = ACS₁ + ACS₂ + ACS₃ + ... + ACSₙ

Only eligible, verified and qualifying contribution shall be included.

24. INDIVIDUAL PROFIT-SHARE FORMULA

The general individual allocation formula is:

Individual Partner Share = APP × (Individual ACS ÷ Total ACS)

Example:

ADNP = ₹1,00,00,000

Applicable Percentage = 10%

APP = ₹10,00,000

Suppose:

Partner A ACS = 40,000
Partner B ACS = 25,000
Partner C ACS = 35,000

TACS = 1,00,000

Therefore:

Partner A = ₹4,00,000

Partner B = ₹2,50,000

Partner C = ₹3,50,000

Total = ₹10,00,000

Subject to permitted rounding, the aggregate participant allocation shall equal the applicable Partner Pool.

25. NO PREFERENTIAL ALLOCATION

No participant shall receive a larger allocation merely because of:

friendship with management;
family relationship;
personal relationship;
popularity;
follower count;
personal influence;
status;
management preference; or
other subjective consideration,

unless a specific, written and objectively applicable Program rule expressly provides for such factor.

26. RECORD-KEEPING AND AUDIT TRAIL

The Company may maintain four principal records:

A. Sales Ledger

Records attributable orders.

B. Qualification Ledger

Records whether each order qualifies and the reason for exclusion where applicable.

C. Profit Ledger

Records the methodology used to determine ADNP.

D. Partner Distribution Ledger

Records the calculation and distribution of the applicable Partner Pool.

The Company shall seek to maintain internal reconciliation among these records.

27. PARTICIPANT CALCULATION INFORMATION

Subject to confidentiality, privacy, fraud prevention, security and protection of commercially sensitive information, the Company may provide or make available relevant information concerning a participant's calculation.

The participant may receive information such as:

attributed order count;
qualifying order count;
qualifying revenue;
excluded orders;
contribution score;
total contribution score;
calculated percentage; and
calculated allocation.

A participant shall not automatically be entitled to confidential information belonging to another participant.

28. RETURNS, REFUNDS AND CHARGEBACKS

An order initially attributed to a participant may cease to qualify if it is subsequently:

cancelled;
refunded;
returned;
charged back;
determined fraudulent; or
otherwise rendered ineligible under the applicable rules.

The Company may adjust the participant's contribution score accordingly.

29. POST-PERIOD ADJUSTMENT

If a transaction counted in a completed calculation period is subsequently returned, refunded, charged back or otherwise becomes ineligible, the Company may apply a Post-Period Adjustment.

The adjustment may be made through:

adjustment to a future payment;
adjustment to a future contribution score;
lawful recovery of an overpayment; or
another reasonable mechanism stated in the definitive agreement.

The Company shall not make arbitrary adjustments unrelated to an identifiable correction, contractual provision, fraud finding, accounting issue or legal requirement.

30. PROMOTIONAL COSTS

Participants are ordinarily responsible for their own:

advertising costs;
equipment;
production costs;
editing costs;
travel;
internet;
staff;
agency fees;
promotional materials; and
other operating expenses.

MyCloth India does not automatically owe reimbursement for such costs.

Where the Company determines that promotional support is genuinely or critically necessary, it may voluntarily provide support subject to:

prior approval;
written terms;
budget availability;
compliance;
documentation; and
any applicable accounting treatment.

Such support is not an automatic participant entitlement.

31. CONTENT AND BRAND REPRESENTATION

Participants must represent MyCloth India honestly and professionally.

A participant shall not knowingly:

make false product claims;
make deceptive claims;
misrepresent prices;
misrepresent discounts;
make unauthorised guarantees;
make false income claims;
make false health or performance claims;
impersonate MyCloth India;
publish illegal content using the brand;
engage in deceptive advertising; or
materially damage the Company's brand through prohibited conduct.

32. ADVERTISING DISCLOSURE

Where a participant's content constitutes advertising, endorsement, sponsored communication or another disclosure-required communication under applicable law or platform rules, the participant shall make the required disclosure.

Participants are responsible for complying with applicable advertising standards, platform rules and disclosure requirements.

The Company may provide reasonable brand guidance, but participants remain responsible for their own published content.

33. PROHIBITED COMMERCIAL PRACTICES

Participants shall not use:

fake orders;
bots;
automated fraudulent traffic;
click manipulation;
fake accounts;
fake customers;
stolen payment instruments;
unauthorised payment methods;
self-funded artificial transactions;
reimbursement schemes designed to inflate attribution;
coordinated manipulation;
misleading coupon practices;
spam;
malware;
phishing;
impersonation;
unlawful scraping;
illegal advertising;
deceptive reviews; or
any other artificial method intended to inflate performance.

34. SELF-PURCHASE AND RELATED TRANSACTIONS

A participant shall not artificially generate qualifying performance by purchasing products for themselves, funding customer purchases, reimbursing customers, or arranging transactions whose primary purpose is to inflate Program performance.

A family or friend transaction shall not automatically be treated as fraudulent solely because of the relationship.

However, the Company may investigate whether the transaction was genuine, independently paid for and commercially legitimate.

The Company may exclude transactions involving:

self-purchase;
participant funding;
reimbursement;
artificial inflation;
coordinated manipulation;
prohibited related accounts;
fraudulent payment;
cancellation;
return;
refund; or
other prohibited conduct.

35. FRAUD INVESTIGATION

Where the Company reasonably suspects fraud or manipulation, it may:

temporarily suspend attribution;
hold an amount pending verification;
request supporting information;
investigate relevant orders;
compare platform records;
review payment records;
review account activity;
exclude invalid transactions;
suspend participation; or
terminate the relationship where justified.

The Company shall use reasonable procedures appropriate to the seriousness of the matter.

36. DISQUALIFICATION

A participant may be disqualified from all or part of the applicable Program period where the participant:

commits fraud;
materially breaches the Terms;
materially breaches the definitive agreement;
manipulates attribution;
provides materially false information;
misuses Company intellectual property;
engages in unlawful conduct connected with the Program;
materially harms customers through prohibited conduct;
repeatedly violates brand requirements; or
engages in conduct that makes continued participation commercially or legally unreasonable.

Disqualification shall be based on an identifiable ground.

37. SUSPENSION

The Company may temporarily suspend a participant where reasonably necessary to:

investigate fraud;
investigate compliance issues;
protect customers;
protect Company systems;
protect financial records;
comply with law;
prevent continuing damage; or
verify disputed transactions.

Suspension does not automatically mean final disqualification.

38. TERMINATION

Either party may terminate future participation according to the applicable definitive agreement.

The Company may terminate participation immediately where permitted by law and contract for serious matters including:

fraud;
unlawful conduct;
material breach;
deliberate deception;
serious brand misuse;
security compromise;
repeated material violations; or
other expressly stated termination grounds.

Termination shall not automatically erase lawful rights and obligations accrued before termination.

39. EFFECT OF TERMINATION

Following termination:

new attribution may cease;
future participation may cease;
pending verification may continue;
valid accrued amounts may remain subject to verification;
refunds/returns/chargebacks may continue to affect prior attribution;
tax obligations remain applicable;
confidentiality obligations may survive;
intellectual-property restrictions remain applicable; and
fraud-related investigation or recovery rights may survive where legally permitted.

40. INTELLECTUAL PROPERTY

MyCloth India and its licensors retain ownership of their:

trademarks;
logos;
designs;
product images;
photographs;
website content;
software;
graphics;
written content;
videos;
marketing materials;
product descriptions; and
other intellectual property,

except where ownership is expressly granted otherwise in writing.

Participation does not transfer ownership.

41. BRAND LICENSE

Where the Company permits a participant to use MyCloth India branding, such permission is:

limited;
non-exclusive;
revocable;
purpose-specific; and
subject to brand guidelines.

The participant shall stop unauthorised use when instructed or upon termination.

The participant shall not register confusingly similar:

trademarks;
domains;
social-media accounts;
business names;
logos; or
brand identifiers.

42. USER-GENERATED CONTENT

Where a participant creates content featuring MyCloth India products, the ownership and permitted usage of that content shall be governed by the applicable definitive agreement.

Unless expressly agreed otherwise, participation alone shall not automatically transfer ownership of the participant's independently created original content to MyCloth India.

Where the Company requires a licence to use approved content, the licence should be expressly documented.

43. CONFIDENTIALITY

Participants shall keep confidential non-public information obtained through the Program, including where applicable:

private financial information;
unpublished product information;
confidential pricing;
internal business strategies;
partner information;
customer information;
non-public sales data;
non-public technology;
confidential commercial terms; and
other information identified as confidential or reasonably understood to be confidential.

Confidential information shall not be disclosed except:

with Company permission;
where legally required;
to professional advisers subject to confidentiality; or
as otherwise permitted by the definitive agreement.

44. CUSTOMER INFORMATION

Participants shall not misuse or independently exploit customer information obtained through the Program.

Customer data shall not be sold, transferred, rented or used for unrelated purposes without a lawful basis and required permission.

Participants shall comply with applicable privacy and data-protection obligations.

45. PERSONAL DATA

The Company may process participant personal data for legitimate Program purposes including:

registration;
identity verification;
account verification;
contract administration;
payment;
taxation;
fraud prevention;
customer support;
compliance;
dispute management;
accounting;
legal obligations; and
Program administration.

The Company shall apply its applicable privacy policy and legally required data-protection standards.

Participants shall provide only accurate and necessary information.

Where applicable, rights and obligations under India's data-protection framework shall be handled according to the provisions in force at the relevant time.

46. TAXATION

Any amount payable to a participant is subject to applicable tax laws.

The Company may be required to:

deduct tax at source;
collect or withhold amounts;
obtain tax documentation;
report payments;
issue applicable certificates;
comply with statutory reporting requirements; or
make other legally required deductions.

The participant remains responsible for their own tax affairs except to the extent the Company has a statutory withholding/reporting obligation.

The participant shall provide accurate tax information when required.

47. PAYMENT

Payments, where due, shall be made according to the applicable definitive agreement and subject to:

final accounting;
verification;
applicable returns/refunds/chargebacks;
tax deductions;
statutory compliance;
banking requirements;
participant identity verification; and
other lawful conditions.

The Company may delay payment where reasonably necessary to complete mandatory verification, tax compliance, fraud investigation or accounting correction.

48. BANKING INFORMATION

Participants shall provide accurate payment information.

The Company is not responsible for payment failure caused by:

incorrect participant information;
incorrect bank details;
account closure;
payment rejection by the participant's bank;
regulatory restrictions;
intermediary-bank issues; or
other circumstances outside the Company's reasonable control.

The Company may require updated information before retrying a payment.

49. CURRENCY AND PAYMENT COSTS

Unless otherwise agreed, payment shall be made in the currency and through the payment method specified by the Company or definitive agreement.

Bank charges, currency conversion costs and intermediary fees may be handled according to the applicable payment terms and law.

50. ACCOUNTING FINALISATION

Annual allocation shall not become final merely because an internal preliminary calculation has been produced.

The Company may complete:

financial closing;
accounting reconciliation;
tax adjustments;
return/refund review;
chargeback review;
fraud review;
attribution reconciliation; and
other required adjustments.

The final calculation shall be based on the Company's completed applicable records.

51. ACCOUNTING ERROR CORRECTION

If a genuine mathematical, accounting, technical or attribution error is discovered, the Company may correct it.

Corrections shall be limited to the relevant error and shall not be used as a pretext for arbitrary alteration of an otherwise correctly calculated entitlement.

52. MANAGEMENT AUTHORITY

Subject to applicable law and the written terms, the Company retains authority over:

Company accounting;
product pricing;
product contribution methodology;
technology;
customer policies;
fraud prevention;
compliance;
verification;
brand standards;
business strategy;
product selection;
marketing strategy;
operational procedures; and
future Program design.

Nothing in the Program gives a participant control over Company management.

53. NO PERSONAL DISCRETIONARY PROFIT ALLOCATION

No individual employee, manager, founder, director, contractor or representative should have unrestricted authority to personally decide that one participant receives a larger or smaller share without an identifiable contractual, accounting, compliance or other lawful basis.

The Program is designed to reduce:

favouritism;
corruption risk;
relationship-based allocation;
hidden adjustments;
manipulation; and
disputes.

54. COMPANY RECORDS

The Company's books and records shall constitute primary evidence of:

Company revenue;
expenses;
ADNP;
Partner Pool;
contribution calculations; and
payment records,

subject to correction of demonstrable errors and applicable law.

A participant may challenge a calculation according to the dispute/clarification mechanism provided by the definitive agreement.

55. AUDIT AND VERIFICATION

The Company may internally or through an appointed professional adviser review Program calculations.

Where reasonably required, the Company may appoint:

accountants;
chartered accountants;
lawyers;
auditors;
technology specialists;
fraud specialists; or
other professional advisers.

The cost of ordinary Company accounting and administration shall generally be borne by the Company unless otherwise lawfully agreed.

56. PARTICIPANT RESPONSIBILITIES

The participant is responsible for:

truthful information;
lawful content;
account security;
compliance with platform rules;
advertising disclosures;
tax compliance;
protection of login credentials;
avoiding fraudulent activity;
avoiding misleading customers;
complying with Company Program rules; and
notifying the Company of material changes affecting participation.

57. ACCOUNT SECURITY

Participants shall protect their:

social-media passwords;
authentication codes;
recovery information;
payment information;
Program credentials; and
other security credentials.

The Company shall not ordinarily request:

OTPs;
passwords;
UPI PINs;
debit-card PINs;
banking passwords; or
other secret authentication credentials.

Participants should report suspicious communications through official Company channels.

58. OFFICIAL COMMUNICATION

Participants should rely only on official MyCloth India communication channels identified by the Company.

The Company may publish official Program communications through:

MyCloth.in;
designated official email addresses;
official social-media accounts;
approved Program platforms; or
other formally notified channels.

Participants should independently verify suspicious payment or identity requests.

59. NO UNAUTHORISED FEES

Unless expressly communicated through an official Program document, the Company shall not require a participant to pay an unofficial fee to obtain participation or release a legitimate payment.

Participants should be cautious of persons claiming to represent MyCloth India and requesting:

OTPs;
passwords;
UPI PINs;
gift cards;
cryptocurrency;
unofficial processing fees; or
personal transfers.

60. REPRESENTATIONS BY PARTICIPANT

The participant represents that:

information supplied is materially accurate;
the participant has authority to enter the agreement;
the participant controls the registered social-media account;
participation does not knowingly violate another person's rights;
published content will comply with applicable law;
the participant will not knowingly engage in fraud;
the participant will not misuse Company intellectual property; and
the participant will comply with applicable Program requirements.

61. COMPANY REPRESENTATIONS

The Company intends to administer the Program according to these Terms and the applicable definitive agreement.

However, except where expressly required by law or contract, the Company does not represent that:

the Program will operate indefinitely;
the Company will maintain a particular platform;
any particular sales level will occur;
any participant will earn a particular amount;
a particular product will remain available;
a particular social-media platform will remain available; or
any particular commercial outcome will occur.

62. DISCLAIMERS

To the maximum extent permitted by applicable law, the Company does not guarantee:

uninterrupted Program availability;
uninterrupted third-party platform availability;
uninterrupted tracking;
uninterrupted social-media services;
absence of technical errors;
absence of cyber incidents;
specific customer acquisition results;
specific income; or
specific profit-share amounts.

Where a technical error occurs, the Company may investigate and make reasonable corrections.

63. THIRD-PARTY PLATFORMS

The Program may depend upon third-party services such as:

Shopify;
Shopify Collabs;
social-media platforms;
payment processors;
banks;
analytics systems;
hosting providers; and
communication services.

Third-party services are governed by their respective terms.

The Company is not responsible for third-party platform changes outside its reasonable control.

64. FORCE MAJEURE

The Company shall not be responsible for delay or inability to perform caused by circumstances beyond reasonable control, including where applicable:

natural disasters;
war;
terrorism;
governmental action;
regulatory restrictions;
cyber incidents;
platform shutdown;
internet failure;
banking disruption;
labour disruption;
epidemic/pandemic;
power failure;
supply-chain disruption; or
other comparable events.

The Company shall take reasonable steps to resume affected operations where practicable.

65. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, MyCloth India shall not be liable for indirect, incidental, special, punitive or consequential losses arising solely from participation in the Program, including where applicable:

loss of anticipated income;
loss of opportunity;
loss of reputation;
loss of expected business;
loss arising from third-party platform interruption; or
other indirect commercial loss.

Nothing in this clause excludes liability that cannot legally be excluded.

Nothing in this clause protects fraud, wilful misconduct or other liability that applicable law does not permit the Company to exclude or limit.

Where a liability cap is legally permissible and expressly specified in the definitive agreement, that agreement may contain a monetary cap appropriate to the relationship and applicable law.

66. PARTICIPANT INDEMNITY

To the maximum extent permitted by law, the participant may be required under the definitive agreement to indemnify and hold harmless the Company and its lawful representatives against losses, claims, liabilities, costs or expenses arising from:

participant fraud;
unlawful conduct;
material breach;
unauthorised representations;
infringement of third-party rights;
misuse of Company intellectual property;
prohibited content;
violation of applicable advertising rules;
misuse of customer data;
deliberate manipulation of attribution; or
other participant-caused misconduct.

The indemnity shall not apply to the extent a claim was caused by the Company's own conduct where applicable law prohibits such indemnification.

67. CUSTOMER PROTECTION

Nothing in these Terms authorises a participant to compromise customer rights.

Participants shall not:

misrepresent products;
create fake reviews;
conceal material information;
make unauthorised refund promises;
manipulate customer orders; or
otherwise engage in deceptive customer practices.

The Company may take immediate protective action where customer interests are at risk.

68. CONSUMER AND ADVERTISING COMPLIANCE

MyCloth India and participants shall comply with applicable consumer-protection and advertising requirements.

The Program shall not be interpreted as authorising misleading advertisements, unfair trade practices or deceptive commercial representations.

Where mandatory law imposes requirements on the Company, participant or content, those requirements prevail over inconsistent Program wording.

69. COMPLIANCE WITH PLATFORM RULES

Participants must comply with the rules of each social-media platform they use.

If a platform prohibits a particular Program activity, the participant must not use that prohibited method.

The Company may modify an activity where necessary to maintain platform compliance.

70. CHANGES TO PROGRAM TERMS

The Company may amend future Program procedures and terms where reasonably necessary for:

legal compliance;
tax changes;
accounting changes;
fraud prevention;
technology changes;
platform changes;
business restructuring;
operational improvement; or
future Program periods.

Material changes affecting already accrued contractual rights shall be handled subject to applicable law and the participant's definitive agreement.

A change intended only for future periods shall not automatically rewrite a completed calculation period.

71. CHANGES TO APPLICABLE PERCENTAGE

The Company may change the Applicable Percentage for a future Program period.

THE CURRENT PERCENTAGE IS: 10%

A future percentage shall be communicated through applicable Program documentation.

Unless expressly agreed otherwise, a change to a future percentage shall not retroactively alter an already completed and contractually final period.

72. PRODUCT METHODOLOGY CHANGES

The Company may change Product Contribution Factors for future periods.

Changes may be necessary because of:

product cost changes;
supplier changes;
pricing changes;
taxes;
logistics;
product category changes;
margins;
business strategy; or
accounting methodology.

The effective date of a new factor should be documented.

73. NO RETROACTIVE MANIPULATION

The Company shall not intentionally manipulate a completed participant allocation merely to favour or disadvantage a participant.

Legitimate corrections remain permitted for:

accounting errors;
fraud;
refunds;
chargebacks;
returns;
tax corrections;
technical attribution errors;
legal requirements; or
other objectively identifiable issues.

74. CONFLICTS OF INTEREST

Participants shall disclose material conflicts where reasonably required.

The Company may establish procedures for managing conflicts involving:

employees;
contractors;
family relationships;
related businesses;
affiliated accounts;
suppliers; or
other connected persons.

A relationship alone does not necessarily invalidate a genuine transaction.

75. ANTI-CORRUPTION PRINCIPLE

No participant or Company representative shall offer, request, receive or provide an improper benefit intended to manipulate:

attribution;
qualification;
profit allocation;
verification;
payment;
product contribution;
reporting; or
any other Program outcome.

The Company may investigate suspected improper conduct.

76. RECORD RETENTION

The Company may retain Program records for the period reasonably required for:

accounting;
tax;
legal compliance;
fraud prevention;
dispute resolution;
audit;
statutory retention; and
legitimate business purposes.

Participant data shall be handled according to applicable privacy requirements and Company policies.

77. ELECTRONIC CONTRACTING

The participant may accept these Terms electronically through:

website acceptance;
electronic signature;
checkbox confirmation;
email confirmation;
digital agreement;
platform acceptance; or
another legally valid electronic mechanism.

Electronic records may be maintained as evidence of acceptance, subject to applicable law.

78. ACCEPTANCE

By accepting these Terms, the participant confirms that the participant:

has had an opportunity to read them;
understands their commercial nature;
understands that there is no guaranteed income;
understands that the 10% is a collective pool;
understands the performance-based allocation;
agrees to comply with applicable law;
agrees to comply with the definitive agreement where applicable; and
provides truthful information.

79. DISPUTE CLARIFICATION PROCESS

Before commencing formal legal proceedings, the participant should ordinarily notify the Company of a disputed calculation or material Program issue and provide:

participant ID;
relevant period;
disputed transaction/calculation;
explanation of the dispute;
supporting evidence; and
requested correction.

The Company may investigate and provide a written response.

This process does not remove any mandatory statutory right or legally available remedy.

80. DISPUTE RESOLUTION

The definitive agreement may specify mediation and/or arbitration procedures.

Where arbitration is agreed, the definitive agreement should specify:

seat/place of arbitration;
governing law;
number of arbitrators;
appointment mechanism;
language;
interim relief;
confidentiality; and
allocation of costs,

in accordance with applicable Indian law.

Nothing prevents a party from seeking urgent interim relief from a competent court where legally available.

81. GOVERNING LAW

Unless a different mandatory law applies:

These Terms shall be governed by the laws of India.

The interpretation and enforcement of the Program shall be subject to applicable Indian law.

82. JURISDICTION

Subject to any valid arbitration agreement and mandatory jurisdictional rules, disputes shall be subject to the jurisdiction of the competent courts having lawful jurisdiction over the Company and/or the relevant dispute.

The definitive agreement may specify the appropriate exclusive jurisdiction where legally permissible.

83. SEVERABILITY

If any provision is held invalid, illegal or unenforceable, that provision shall be modified or severed to the minimum extent necessary, and the remaining provisions shall continue to operate to the maximum extent permitted by law.

84. WAIVER

Failure by the Company to enforce a provision on one occasion shall not automatically constitute a permanent waiver of that provision.

A waiver should be express where the Company intends to permanently waive a contractual right.

85. ENTIRE AGREEMENT

These Terms, together with:

the applicable definitive Partnership Agreement;
applicable Program schedules;
privacy policy;
brand/content policies;
financial methodology;
product contribution schedule; and
other expressly incorporated documents,

constitute the contractual framework applicable to participation.

86. ORDER OF PRECEDENCE

If documents conflict, the following order shall generally apply:

mandatory applicable law;
participant-specific definitive written agreement;
expressly incorporated financial schedule;
expressly incorporated Program schedule;
Master Program Terms & Conditions;
general promotional or informational material.

A promotional statement shall not override a contractual provision unless expressly incorporated.

87. NOTICES

Formal notices shall be delivered through the official communication method specified in the definitive agreement.

The Company may designate official email addresses, website pages and other communication channels.

A participant must maintain accurate contact information.

88. NO RELIANCE ON UNAUTHORISED REPRESENTATIONS

The participant shall not rely on statements made by an unauthorised third party that contradict the official Program documents.

Where there is a material conflict, the participant should request written clarification from an authorised Company representative.

89. NO ASSIGNMENT BY PARTICIPANT

A participant may not transfer or assign their Program rights or obligations to another person without the Company's prior written consent, unless applicable law requires otherwise.

The Company may structure its business or transfer Program administration subject to applicable law and contractual rights.

90. SURVIVAL

The following provisions may survive termination where applicable:

confidentiality;
intellectual property;
payment/accounting adjustments;
tax obligations;
fraud investigation;
indemnity;
limitation of liability;
dispute resolution;
governing law;
data retention;
post-period adjustments; and
any provision intended by its nature to survive.

91. OFFICIAL PROGRAM DOCUMENTS

The Company may publish separate official documents including:

Master Program Terms & Conditions;
Partnership Agreement;
Annual Profit-Share Calculation Schedule;
Product Contribution Schedule;
Attribution & Tracking Policy;
Advertising & Content Policy;
Fraud Prevention Policy;
Privacy Policy;
Tax & Payment Policy;
Participant FAQ;
Official Communication & Fraud Awareness Notice; and
other Program schedules.

Each document should identify its effective date/version where appropriate.

92. TRANSPARENCY STANDARD

The Company intends the Program to provide a commercially reasonable transparent path from performance to allocation:

Verified Attributable Activity

↓

Qualifying Orders

↓

Qualifying Net Revenue

↓

Product Contribution Factor

↓

Individual Contribution Score

↓

Total Contribution Score

↓

Individual Percentage

↓

Annual Partner Pool

↓

Individual Loyalty Annual Net Profit Share

This structure is intended to reduce subjective allocation and disputes.

93. NO FAVOURITISM

The Company shall seek to administer the Program using consistent written rules.

A participant shall not be entitled to preferential treatment solely because the participant:

knows the Founder;
knows a Company employee;
has a personal relationship with management;
has a large following;
is commercially influential; or
has previously worked with the Company.

Where an objective Program factor is applicable, it shall be applied according to the written methodology.

94. NO GUARANTEE OF CONTINUED BUSINESS

The Program does not require the Company to:

maintain a particular product;
maintain a particular commission/attribution technology;
maintain a particular social-media platform;
continue a particular marketing strategy;
continue a particular partnership indefinitely; or
maintain the Program forever.

Future changes remain subject to applicable contractual and legal obligations.

95. BUSINESS CONTINUITY

The Company may replace or supplement operational systems used for:

affiliate attribution;
order tracking;
reporting;
communication;
payment;
verification; or
analytics.

Where reasonably practicable, the Company shall seek to maintain continuity of participant records.

96. CYBERSECURITY

The Company may implement reasonable technical and organisational measures to protect Program systems and information.

Participants shall not:

attempt unauthorised access;
interfere with systems;
upload malicious code;
conduct attacks;
bypass security controls;
manipulate tracking systems; or
exploit vulnerabilities for personal gain.

Suspected vulnerabilities should be reported responsibly.

97. PROHIBITED USE OF PROGRAM BRAND

Participants shall not create or use a confusingly similar:

website;
domain;
social-media account;
logo;
business name;
advertisement; or
communication,

that falsely suggests official ownership or authorisation by MyCloth India.

98. THIRD-PARTY CLAIMS

If a participant receives a third-party legal complaint relating to content or conduct undertaken in connection with the Program, the participant should promptly notify the Company where the matter materially concerns MyCloth India.

The participant remains responsible for their own independent legal obligations.

99. REGULATORY CHANGE

If a new law, notification, rule, tax requirement, privacy requirement, platform rule or regulatory direction materially affects the Program, the Company may modify future procedures to maintain compliance.

Mandatory law shall prevail over inconsistent contractual wording.

100. GOOD-FAITH ADMINISTRATION

The Company intends to administer the Program in good faith, consistently with its written methodology and applicable law.

Participants are expected to act honestly and in good faith.

Good-faith administration does not constitute a guarantee of any particular financial result.

101. FINALITY OF COMPLETED ACCOUNTING

Once the applicable annual accounting and verification process is completed and the participant's allocation has been formally finalised, the calculation shall be treated as final except for:

fraud;
material misrepresentation;
discovered accounting error;
tax/statutory adjustment;
return/refund/chargeback;
technical attribution error;
court/authority requirement; or
another legally or contractually recognised correction.

102. NO NEGATIVE PROFIT-SHARE LIABILITY

If the Program's applicable Partner Pool is zero because ADNP is zero or negative, the participant shall not be required to contribute money to compensate for the Company's loss merely because the participant participated in the Program.

This does not protect fraud, unlawful conduct, contractual debts or other independently recoverable amounts.

103. PARTICIPANT EXPENSES

Unless expressly agreed otherwise, participants bear their own costs of participation, including:

content production;
equipment;
internet;
travel;
advertising;
personnel;
agencies;
software;
editing;
photography;
videography; and
other operating costs.

No reimbursement is implied merely by participation.

104. COMMERCIAL INDEPENDENCE

The participant remains independently responsible for deciding:

whether to participate;
how to manage their social-media account;
whether to create content;
what lawful content to publish;
how to organise their business;
whether to incur promotional expenses; and
whether to continue participation,

subject to contractual obligations once accepted.

105. NO FINANCIAL OR INVESTMENT ADVICE

The Program is a commercial partnership/performance arrangement and should not be represented by a participant as:

an investment;
a securities offering;
a guaranteed financial product;
a deposit;
an FD;
a fixed-return instrument; or
an investment opportunity promising guaranteed returns.

Participants must not make such claims to their audience.

106. NO PROMISE OF PERSONAL WEALTH

Participants shall not represent to customers or followers that joining the Program will make them rich or guarantee income.

Any communication about possible earnings must be truthful, appropriately qualified and consistent with actual Program terms.

107. OFFICIAL FINANCIAL TERMINOLOGY

The following terminology should be used in official Program documents:

10% LOYALTY ANNUAL NET PROFIT SHARE

Annual Distributable Net Profit (ADNP)

Annual Partner Pool (APP)

Qualifying Net Revenue (QNR)

Product Contribution Factor (PCF)

Attributable Contribution Score (ACS)

Total Attributable Contribution Score (TACS)

Individual Partner Share

The term “royalty” should not be used as the formal name of this Program compensation model.

108. TERMS THAT SHOULD NOT BE USED TO DESCRIBE THE PROGRAM

The Program should not be represented as:

equity;
shares;
ownership;
FD;
fixed deposit;
guaranteed return;
guaranteed income;
investment scheme;
passive income guarantee;
lottery;
jackpot;
guaranteed commission;
employment; or
partnership ownership,

unless a separate legal arrangement genuinely creates such a relationship and the relevant terminology is legally appropriate.

109. PROGRAM PHILOSOPHY

The Program is founded on the principle:

BUILD WITH US. GROW WITH US.

The objective is to establish long-term commercial relationships based on genuine contribution, measurable performance, trust, transparency and sustainable growth.

110. COMPANY'S RESERVED RIGHTS

To the maximum extent permitted by law, the Company reserves the right to:

protect its brand;
protect customers;
prevent fraud;
protect its systems;
change technology;
change products;
change prices;
change business strategy;
investigate suspicious activity;
suspend or terminate non-compliant participants;
correct demonstrable errors;
comply with law; and
administer future Program periods.

Reserved rights shall not override mandatory law or expressly accrued contractual rights.

111. NO ARBITRARY CANCELLATION OF ACCRUED RIGHTS

The Company shall not cancel a properly accrued and finally determined participant entitlement merely because management changes its preference.

Any cancellation or adjustment must have a contractual, accounting, compliance, fraud, statutory or other lawful basis.

112. PARTICIPANT ACKNOWLEDGEMENT

By accepting these Terms, the participant expressly acknowledges:

“I understand that the MYCLOTH INDIA ARMY — LONG-TERM SOCIAL MEDIA ACCOUNT OWNER & BRAND PARTNER PROGRAM is a performance-based commercial relationship and that the 10% LOYALTY ANNUAL NET PROFIT SHARE is one collective allocation pool. I understand that I am not automatically entitled to 10% of MyCloth India's profit individually, that my actual allocation depends on the applicable written formula and verified contribution, and that there is no guaranteed income, guaranteed profit share or guaranteed financial outcome.”

113. ELECTRONIC ACCEPTANCE STATEMENT

The participant's electronic acceptance, signature, checkbox confirmation, platform acceptance or other legally valid acceptance mechanism may constitute acceptance of these Terms and the applicable incorporated documents, subject to applicable law.

114. COMPANY IDENTIFICATION

Brand: MYCLOTH INDIA

Operator: KRISHNA CREATOR VENTURE

Official Website: MyCloth.in

Program: MYCLOTH INDIA ARMY — LONG-TERM SOCIAL MEDIA ACCOUNT OWNER & BRAND PARTNER PROGRAM

Commercial Model: 10% LOYALTY ANNUAL NET PROFIT SHARE

115. OFFICIAL DOCUMENT CONTROL

Document: Master Program Terms & Conditions

Version: 1.0

Effective Date: 18 September 2026

Last Updated: 18 September 2026

Approved By: Authorised Representative, KRISHNA CREATOR VENTURE

Official Website: MyCloth.in

116. FINAL LEGAL AND COMMERCIAL PROVISION

These Terms are intended to create a structured, transparent and professionally administered framework for the MYCLOTH INDIA ARMY — LONG-TERM SOCIAL MEDIA ACCOUNT OWNER & BRAND PARTNER PROGRAM.

The Program shall be operated according to the written contractual framework, applicable accounting methodology, applicable tax and statutory requirements, fraud-prevention controls and applicable laws of India.

Nothing in these Terms shall be interpreted to:

create a relationship that the parties did not expressly agree to create;
guarantee a financial return;
guarantee Company profitability;
transfer ownership of MyCloth India;
grant equity or shares;
create an employment relationship;
authorise unlawful activity;
remove mandatory statutory rights; or
exclude liability that applicable law does not permit to be excluded.

Where a provision is capable of more than one lawful interpretation, it shall, to the extent legally permissible, be interpreted consistently with the Program's stated principles of transparency, objective performance measurement, fraud prevention, fair administration, contractual certainty and compliance with applicable law.

The Company reserves the right to issue additional schedules, policies, participant-specific agreements and operational procedures consistent with these Terms.