MYCLOTH INDIA SKILL BASED CHALLENGE

FRAUD PREVENTION & DISQUALIFICATION RULES

Challenge Year: 2026
Organised by: MyCloth India
Official Website: MyCloth.in
Official Time Zone: Indian Standard Time (IST, UTC+5:30)
Participation Fee: ₹0 — 100% Free
Winner Structure: ONE Rank #1 Winner ONLY
Maximum Advertised Prize Money: Up to ₹15,00,000 Only

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1. PURPOSE OF THESE RULES

The MYCLOTH INDIA SKILL BASED CHALLENGE is based on genuine, attributable and verified MyCloth India sales.

The purpose of these Fraud Prevention & Disqualification Rules ("Fraud Rules") is to protect:

• customers;

• participants;

• MyCloth India;

• the integrity of the Challenge;

• the accuracy of sales attribution;

• the fairness of qualification and ranking;

• the Prize determination process; and

• the security of the Challenge's technical and commercial systems.

The Challenge rewards genuine performance.

It does not reward:

• fake orders;

• artificial customers;

• fraudulent transactions;

• manipulation;

• deceptive conduct;

• technical exploitation;

• artificial traffic;

• self-funded sales;

• stolen payment methods;

• false reporting; or

• any other conduct intended to improperly increase Challenge performance.

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2. OFFICIAL STATUS

These Fraud Prevention & Disqualification Rules form part of the official MYCLOTH INDIA SKILL BASED CHALLENGE framework.

They must be read together with:

1. Master Terms & Conditions;

2. Official Master Date Schedule — 2026;

3. Official Prize Amount & Calculation Formula;

4. Official Tie-Break Mechanism;

5. Participant Advertising & Content Policy;

6. Winner Identity Verification & Prize Payment Rules; and

7. any applicable official Challenge clarification published by MyCloth India.

These Rules are intended to explain how fraud, manipulation, invalid transactions and serious non-compliance may be identified and handled.

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3. FUNDAMENTAL PRINCIPLE

ONLY GENUINE, ELIGIBLE AND VERIFIED PERFORMANCE COUNTS

An order appearing in a participant's dashboard, tracking system, account, spreadsheet, screenshot or message does not automatically make that order a Verified Eligible Sale.

A transaction must satisfy the official Challenge requirements and remain eligible after verification.

The Master Terms define a Verified Eligible Sale as a transaction that satisfies the applicable Challenge requirements and remains eligible following MyCloth India's verification process.

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4. VERIFIED ELIGIBLE SALE — FRAUD STANDARD

A transaction generally must satisfy all applicable requirements, including:

1. a genuine order was placed;

2. payment was successfully received;

3. the order is attributable to the participant through the official tracking mechanism;

4. the customer is genuine;

5. the transaction is not fraudulent or manipulated;

6. the participant did not self-purchase;

7. a prohibited related account was not used;

8. the order was not generated through prohibited methods;

9. the order was not cancelled;

10. applicable return, refund and chargeback verification requirements have been satisfied;

11. applicable minimum transaction requirements have been satisfied;

12. applicable advertising and promotional requirements have been satisfied; and

13. the transaction otherwise complies with the official Challenge rules.

An order may therefore be recorded initially and later cease to qualify.

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5. FRAUDULENT OR FICTITIOUS CUSTOMERS

A participant must not create, control, purchase or use fictitious customer identities for Challenge purposes.

Prohibited examples include:

• fabricated names;

• fabricated customer profiles;

• fake email addresses;

• fake phone numbers;

• fake accounts;

• synthetic identities;

• accounts created solely to generate Challenge sales;

• knowingly false customer information; or

• other artificial customer identities.

A genuine customer who independently purchases a product is not fraudulent merely because the customer knows a participant.

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6. DUPLICATE OR ARTIFICIAL ACCOUNTS

Participants must not create or coordinate multiple customer accounts for the purpose of:

• generating artificial sales;

• bypassing Challenge restrictions;

• disguising self-purchases;

• manipulating attribution;

• avoiding fraud detection;

• creating artificial customer counts;

• creating artificial new-customer statistics; or

• improperly increasing Challenge performance.

Creating a new email address, account or device does not necessarily create a new genuine customer.

MyCloth India may consider reasonably available account, order, payment, customer and technical records when determining whether accounts are genuinely independent.

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7. SELF-PURCHASES

A participant must not purchase MyCloth India products, directly or indirectly, for the primary purpose of artificially increasing their Challenge performance.

This includes purchases made:

• personally;

• through another account controlled by the participant;

• through a person acting at the participant's direction;

• through a disguised account;

• through an intermediary;

• through another person's identity;

• through a related account; or

• through another arrangement intended to disguise the participant as an independent customer.

A self-purchase that is discovered may be excluded from Challenge performance.

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8. PARTICIPANT-FUNDED OR REIMBURSED PURCHASES

Participants must not fund, reimburse or secretly compensate customers for purchases for the purpose of generating or preserving Challenge performance.

Examples include:

• paying the customer before the order;

• reimbursing the customer after the order;

• transferring money to the customer for the purchase;

• providing cash equivalent to the purchase;

• paying the customer's credit-card bill;

• providing another financial benefit in exchange for an artificial sale; or

• arranging another person to finance a purchase on the participant's behalf.

A genuine customer purchase must represent a genuine customer transaction.

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9. FAMILY AND FRIEND TRANSACTIONS

The official Challenge rules make a specific distinction between Prelims and Mains.

9.1 PRELIMS

During Prelims, a participant may generate qualifying orders from genuine family members or friends.

A family or friend transaction is therefore not automatically fraudulent or invalid solely because of the relationship, provided the transaction otherwise satisfies the Verified Eligible Sale requirements.

However, the following remain prohibited:

• self-funded purchases;

• artificial transactions;

• fictitious customers;

• reimbursement arrangements intended to inflate performance;

• manipulated transactions;

• fraudulent transactions;

• cancelled/refunded/returned transactions that cease to qualify;

• prohibited related-account transactions; and

• other ineligible transactions.

9.2 MAINS

During Mains, a family or friend transaction is also not automatically invalid merely because of the relationship.

However, MyCloth India may exclude a transaction where verification reasonably establishes that it was:

• a self-purchase;

• made through a prohibited related account;

• funded or reimbursed by the participant;

• artificially created to inflate performance;

• coordinated primarily to manipulate Challenge statistics;

• fraudulent or fictitious;

• cancelled;

• returned;

• refunded;

• charged back;

• generated through a prohibited method;

• not properly attributable; or

• otherwise contrary to the official Challenge rules.

A genuine independent customer who happens to be the participant's friend or family member is not automatically disqualified solely because of that relationship.

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10. FAKE ORDERS

Participants must not create or cause fake orders.

Fake orders include, without limitation:

• orders created without genuine purchase intent;

• orders created solely to increase sales statistics;

• fabricated orders;

• manipulated orders;

• orders generated through automated systems;

• orders using fraudulent payment information;

• orders created through unauthorized access;

• orders created with the intention of immediate cancellation or refund; or

• other transactions that do not represent genuine customer demand.

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11. STOLEN OR FRAUDULENT PAYMENT METHODS

Participants must never use, encourage or facilitate the use of:

• stolen credit cards;

• stolen debit cards;

• unauthorized payment accounts;

• fraudulent UPI accounts;

• stolen banking information;

• compromised wallets;

• unauthorized payment credentials; or

• other fraudulent payment methods

to generate Challenge sales.

A transaction associated with payment fraud may be immediately excluded and may result in participant suspension or disqualification.

MyCloth India may take appropriate lawful action where suspected criminal conduct is identified.

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12. PAYMENT REVERSALS, CHARGEBACKS AND FRAUD FLAGS

A transaction may cease to qualify where:

• payment is reversed;

• a chargeback is initiated;

• payment is found to be unauthorized;

• payment is found to be fraudulent;

• the order is refunded;

• the transaction is cancelled;

• the transaction is returned;

• the customer disputes the transaction;

• the transaction fails applicable verification; or

• another eligibility condition is no longer satisfied.

A transaction's initial payment status does not permanently guarantee its Challenge eligibility.

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13. RETURN, REFUND AND CANCELLATION MANIPULATION

Participants must not encourage or coordinate orders for the purpose of:

• placing an artificial order;

• reaching a Challenge threshold;

• qualifying for Mains;

• increasing final Mains sales;

• improving a tie-break position;

• triggering a Prize bracket;

• and subsequently cancelling or returning the order.

Participants must not encourage fraudulent refunds or illegitimate chargebacks.

A transaction that later becomes ineligible may be removed from the Verified Eligible Sales count.

Customer statutory rights and legitimate customer return/refund rights remain unaffected.

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14. NO ARTIFICIAL SALES THROUGH INCENTIVES

A participant must not provide undisclosed or prohibited financial incentives to create artificial Challenge sales.

This includes:

• cash reimbursement;

• secret cashback;

• personal refunds;

• personal gifts tied to purchasing;

• payment of customer expenses;

• financial rewards designed to manufacture a sale;

• or other arrangements whose principal purpose is to artificially increase Challenge performance.

Official MyCloth India offers and promotions remain governed by their own applicable terms.

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15. ATTRIBUTION MANIPULATION

Participants must not manipulate the official Challenge tracking or attribution system.

Prohibited conduct includes:

• overwriting another participant's attribution;

• manipulating tracking parameters;

• modifying referral identifiers;

• manipulating cookies or tracking information;

• using deceptive redirects;

• creating false attribution;

• claiming another participant's sale;

• interfering with tracking systems;

• using unauthorized technical methods;

• or otherwise attempting to obtain credit for a sale that is not legitimately attributable.

Only sales attributable through the official Challenge tracking mechanism may count.

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16. COOKIE, DEVICE AND TECHNICAL MANIPULATION

Participants must not use technical methods intended to artificially create, preserve or redirect attribution.

This includes attempts to manipulate:

• cookies;

• device identifiers;

• browser data;

• referral parameters;

• tracking URLs;

• session information;

• account identifiers;

• API requests;

• scripts;

• automated requests;

• tracking pixels;

• attribution logic; or

• other Challenge technology.

Any unauthorized technical interference may be treated as serious misconduct.

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17. BOTS AND AUTOMATED SYSTEMS

Participants must not use bots, scripts or automated systems to:

• generate orders;

• generate fake customers;

• generate artificial clicks;

• manipulate traffic;

• create fake engagement;

• manipulate tracking;

• submit fraudulent information;

• overload Challenge systems;

• evade verification;

• or otherwise improperly increase Challenge performance.

Normal lawful use of ordinary technology for legitimate content creation or permitted marketing does not by itself constitute fraud.

The prohibited conduct is manipulation or misuse intended to obtain an improper Challenge advantage.

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18. ARTIFICIAL TRAFFIC AND FAKE ENGAGEMENT

Participants must not use:

• click farms;

• purchased fake traffic;

• fake followers;

• fake likes;

• fake comments;

• fake views;

• automated engagement;

• engagement-exchange schemes designed to deceive;

• bot traffic;

• traffic laundering;

• or other artificial engagement

to create a false impression of genuine customer interest or to manipulate Challenge performance.

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19. SPAM AND MASS ABUSE

Spam or abusive promotional conduct may constitute a Challenge violation.

This includes:

• mass unsolicited messages;

• automated direct messages;

• repeated unwanted promotional messages;

• comment spam;

• bulk unsolicited communication;

• malicious promotional links;

• repeated posting in communities that prohibit such promotion;

• harassment of customers;

• or continued unwanted contact after a reasonable request to stop.

Participants must comply with applicable communications law and platform rules.

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20. MISLEADING ADVERTISING AS FRAUD-RELATED CONDUCT

False or deceptive advertising may affect the eligibility of sales generated through that advertising.

Examples include:

• fake discounts;

• fake scarcity;

• false product claims;

• false Prize claims;

• false guarantees;

• fake government endorsements;

• fake MyCloth India affiliation;

• deceptive testimonials;

• misleading reviews;

• false delivery promises;

• unauthorized customer promises;

• or other materially misleading communications.

The Participant Advertising & Content Policy applies in addition to these Fraud Rules.

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21. IMPERSONATION

Participants must not impersonate:

• MyCloth India;

• MyCloth India employees;

• MyCloth India customer support;

• MyCloth India management;

• government authorities;

• UPSC;

• financial institutions;

• payment providers;

• other participants; or

• any other person or organisation

for the purpose of generating Challenge sales or gaining an improper advantage.

Fake websites, fake social-media accounts, fake support numbers and misleading domains may constitute serious misconduct.

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22. FALSE GOVERNMENT OR UPSC ASSOCIATION

Participants must not falsely claim that the Challenge is:

• a Government of India programme;

• a government-sponsored programme;

• a government-approved competition;

• a UPSC examination;

• a UPSC-sponsored programme;

• affiliated with UPSC;

• endorsed by UPSC; or

• officially recognised by a government authority

when no such relationship exists.

Use of government logos, seals or official-looking materials to create such an impression is prohibited.

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23. FAKE REVIEWS AND TESTIMONIAL MANIPULATION

Participants must not:

• fabricate reviews;

• fabricate customer testimonials;

• impersonate customers;

• create fake review accounts;

• purchase fake reviews;

• coordinate fake positive reviews;

• manipulate ratings;

• create false customer success stories;

• or materially alter a genuine testimonial to create a deceptive impression.

The existing Participant Advertising & Content Policy governs truthful reviews and testimonials.

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24. AI AND SYNTHETIC CONTENT MISUSE

Technology and AI tools may not be used to facilitate fraud.

Prohibited examples include:

• fake customer identities;

• fabricated testimonials;

• fake government statements;

• fake celebrity endorsements;

• fake customer screenshots;

• fabricated payment evidence;

• fabricated order confirmations;

• fake sales dashboards;

• manipulated evidence;

• deepfake impersonation;

• or other synthetic content designed to deceive MyCloth India or customers.

Participants remain responsible for content and evidence submitted or published by them.

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25. FALSE EVIDENCE OR FALSE INFORMATION

Participants must not knowingly provide false or misleading information to MyCloth India.

This includes:

• fake screenshots;

• edited order confirmations;

• fabricated invoices;

• fabricated customer records;

• false declarations;

• false identity information;

• false explanations;

• manipulated transaction records;

• false sales reports;

• or other deceptive evidence.

Submitting false evidence may be treated more seriously than an ordinary transaction error because it may indicate an attempt to obstruct verification.

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26. MANIPULATION OF CUSTOMER IDENTITY

Participants must not:

• create customers under another person's identity;

• use stolen identity information;

• create duplicate identities;

• alter customer details to evade verification;

• intentionally conceal related accounts;

• or manipulate customer records to increase DGC or VNC.

The official Tie-Break Mechanism defines Distinct Genuine Customers and Verified New Customers using official customer/order records and reasonable historical information.

Creating a new email address, account, phone number or delivery address does not automatically create a new genuine customer.

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27. MANIPULATION OF VERIFIED NEW CUSTOMERS

Participants must not artificially create "new customers" for the purpose of improving the VNC tie-break criterion.

A customer who has previously completed an order with MyCloth India may remain the same customer even if the person later creates:

• another account;

• another email address;

• another delivery address;

• another phone number; or

• another device profile.

Where reasonably available records establish that the person is the same genuine customer, the customer may not be counted as a new customer merely because account information changed.

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28. MANIPULATION OF DISTINCT GENUINE CUSTOMERS

Participants must not create multiple artificial customer identities to increase their DGC count.

One genuine customer may place multiple orders, but customer counting for DGC is governed by the official Tie-Break Mechanism and applicable verification records.

Artificial account creation does not create genuine customer diversity.

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29. MANIPULATION OF AQTV

Participants must not create artificial transaction values for the purpose of improving the Aggregate Qualifying Transaction Value tie-break criterion.

AQTV is calculated according to the official Tie-Break Mechanism.

Participants must not:

• artificially inflate transaction values;

• fund customer purchases;

• coordinate artificial high-value orders;

• manipulate discounts;

• manipulate credits;

• manipulate refunds;

• or otherwise create artificial qualifying transaction value.

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30. MANIPULATION OF INVALIDATED-SALE RATIO

Participants must not deliberately create a large number of questionable transactions and then attempt to manipulate the Invalidated-Sale Ratio.

The official Tie-Break Mechanism defines ISR as:

ISR = (IS ÷ TAS) × 100

where applicable, with lower ISR ranking higher.

The ISR is an objective tie-break criterion and must not be treated as permission to generate questionable transactions.

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31. REGISTRATION AND PARTICIPANT-ID MANIPULATION

Participants must not:

• create multiple Challenge registrations;

• register under false identities;

• register for another person without authorization;

• create duplicate Challenge accounts;

• manipulate registration timestamps;

• or attempt to obtain multiple Participant IDs for an improper advantage.

The official registration timestamp and Participant ID are administrative tie-break criteria only.

They do not create additional sales or qualification rights.

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32. MULTIPLE PARTICIPATION IDENTITIES

One person must not create or control multiple Challenge identities for the purpose of:

• multiplying qualification opportunities;

• manipulating rankings;

• transferring sales;

• bypassing restrictions;

• concealing prohibited conduct;

• or obtaining an unfair advantage.

MyCloth India may review reasonably available registration, account, customer, payment and technical information where necessary for verification.

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33. COLLUSION BETWEEN PARTICIPANTS

Participants must not coordinate with other participants to manipulate Challenge results.

Examples include:

• exchanging customers solely to inflate scores;

• deliberately redirecting orders to manipulate rankings;

• coordinated artificial purchasing;

• coordinated self-purchases;

• coordinated fake accounts;

• coordinated false reporting;

• coordinated attribution manipulation;

• deliberately creating invalid sales for another participant;

• or any agreement designed to undermine fair Challenge measurement.

Genuine social sharing or independent customer recommendations are not automatically collusion.

The relevant question is whether the conduct is designed to improperly manipulate Challenge performance.

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34. SABOTAGE OF ANOTHER PARTICIPANT

Participants must not intentionally interfere with another participant's legitimate Challenge activity.

Prohibited conduct includes:

• stealing or manipulating tracking attribution;

• redirecting another participant's customers through deceptive means;

• impersonating another participant;

• submitting false complaints designed to sabotage qualification;

• malicious technical interference;

• deliberate account interference;

• or other conduct intended to improperly reduce another participant's legitimate performance.

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35. MALICIOUS OR UNAUTHORIZED TECHNICAL ACCESS

Participants must not attempt to access, modify, damage, disrupt or exploit:

• MyCloth India systems;

• Challenge tracking systems;

• customer accounts;

• participant accounts;

• databases;

• APIs;

• servers;

• administrative systems;

• payment systems;

• analytics systems;

• or other technical infrastructure

without authorization.

Security testing, penetration testing or technical experimentation is not permitted unless expressly authorized in writing by MyCloth India.

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36. SECURITY VULNERABILITIES

If a participant discovers a genuine technical or security vulnerability affecting the Challenge, the participant should report it through an official MyCloth India communication channel and must not exploit it to generate sales, alter records or obtain an advantage.

Exploiting a vulnerability for Challenge advantage may constitute serious misconduct.

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37. MALWARE, PHISHING AND MALICIOUS LINKS

Participants must not distribute:

• malware;

• ransomware;

• spyware;

• credential-stealing links;

• phishing pages;

• malicious scripts;

• deceptive downloads;

• fake payment pages;

• fake prize-claim pages; or

• other harmful technical content

through Challenge promotional activity.

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38. CUSTOMER CREDENTIALS AND PAYMENT INFORMATION

Participants must never request or collect a customer's:

• password;

• OTP;

• UPI PIN;

• card PIN;

• CVV;

• banking password;

• internet-banking credentials;

• payment authentication credentials; or

• other confidential authentication information

for Challenge participation or Prize purposes.

A participant must never claim that such information is required to confirm a sale or claim the Prize.

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39. UNAUTHORIZED CUSTOMER DATA COLLECTION

Participants must not collect, purchase, scrape, sell, publish or misuse customer personal information for Challenge purposes.

Participants must not create customer databases through deceptive means.

Any personal information lawfully collected by a participant must be handled in accordance with applicable privacy and data-protection requirements.

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40. FRAUD THROUGH OFF-PLATFORM ARRANGEMENTS

A participant must not move a transaction or customer relationship outside the official MyCloth India process for the purpose of:

• disguising the true purchaser;

• manipulating attribution;

• concealing funding;

• bypassing verification;

• avoiding Challenge restrictions;

• or creating an artificial sale.

The official Challenge tracking and order records determine whether a sale is attributable and eligible.

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41. MANIPULATION OF CHALLENGE DEADLINES

The final Challenge sales cut-off is:

01 November 2026 — 08:00 AM IST Sharp

After this deadline, no new sales may be added to the Challenge's final sales count.

A transaction recorded before the deadline may still undergo post-deadline verification.

Participants must not:

• falsify timestamps;

• alter order records;

• manipulate tracking timestamps;

• create backdated evidence;

• or attempt to make a post-deadline sale appear to have occurred before the deadline.

The official system records control, subject to correction of demonstrable technical errors.

The official timeline confirms that final verification begins after the 08:00 AM IST sales-data freeze.

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42. POST-DEADLINE FRAUD DISCOVERY

Fraud does not become acceptable merely because it is discovered after:

• Prelims qualification;

• Mains qualification;

• publication of Challenge statistics;

• publication of the Prize Amount;

• final ranking;

• Winner Announcement; or

• attempted Prize payment.

If material fraud, manipulation or ineligibility is discovered after an earlier result, MyCloth India may take the corrective action permitted under the official Challenge rules and applicable law.

This may include recalculating:

• Verified Eligible Sales;

• Mains qualification;

• ranking;

• AQTV;

• DGC;

• VNC;

• ISR;

• tie-break results; and

• Winner eligibility.

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43. FINAL VERIFICATION

The final verification process may review:

• order records;

• payment records;

• customer records;

• attribution records;

• cancellation records;

• return records;

• refund records;

• chargeback records;

• account relationships;

• registration records;

• promotional content;

• advertising methods;

• traffic patterns;

• technical records;

• fraud indicators;

• customer complaints;

• and other information reasonably necessary to determine eligibility.

The official Master Terms expressly provide for automated and manual fraud detection, audit and compliance checks.

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44. AUTOMATED AND MANUAL FRAUD DETECTION

MyCloth India may use a combination of:

• automated systems;

• rules-based checks;

• anomaly detection;

• transaction analysis;

• account analysis;

• attribution analysis;

• payment verification;

• customer verification;

• technical indicators;

• manual review;

• and other reasonable verification methods.

A fraud-detection flag is not necessarily a final finding by itself.

Where appropriate, MyCloth India may conduct additional review before making a final determination.

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45. INFORMATION THAT MAY BE REVIEWED

Subject to applicable law and legitimate Challenge administration, verification may consider:

• order data;

• payment status;

• cancellation history;

• return history;

• refund history;

• chargeback information;

• customer authenticity;

• duplicate accounts;

• related accounts;

• attribution information;

• registration records;

• technical indicators;

• advertising content;

• traffic patterns;

• customer complaints;

• publicly available promotional information;

• and other information reasonably necessary for Challenge verification.

MyCloth India will not treat a participant's private information as publicly disclosable merely because it was used internally for verification.

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46. IP ADDRESS, DEVICE AND TECHNICAL INDICATORS

Where lawfully available and reasonably necessary, MyCloth India may consider technical indicators such as:

• IP addresses;

• device indicators;

• browser information;

• account associations;

• session information;

• transaction patterns;

• network patterns;

• and related technical signals.

A shared IP address or shared device does not automatically prove fraud.

For example, multiple genuine people may legitimately use the same:

• household internet connection;

• workplace network;

• public network;

• device;

• or other infrastructure.

Technical indicators may therefore be considered together with other evidence.

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47. CUSTOMER COMPLAINTS

A customer complaint may trigger a review where it concerns:

• deception;

• fake claims;

• fraudulent transactions;

• impersonation;

• unauthorized payment activity;

• misleading advertising;

• harassment;

• privacy violations;

• or other potentially material misconduct.

A complaint alone does not automatically establish fraud.

MyCloth India may assess the available evidence and applicable rules.

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48. EVIDENCE STANDARD AND OFFICIAL RECORDS

MyCloth India may consider the totality of reasonably available evidence.

Relevant evidence may include:

• official order records;

• official payment records;

• tracking records;

• account records;

• customer records;

• technical logs;

• communications;

• advertising content;

• transaction history;

• refund/return records;

• chargeback records;

• and other relevant records.

Participant-created evidence may be considered but does not override official system records merely because the participant provides a screenshot or document.

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49. CORRECTION OF DEMONSTRABLE TECHNICAL ERRORS

Official system records generally control.

However, where MyCloth India identifies a demonstrable technical error, the affected record may be corrected.

A participant may report a suspected technical error through the official Challenge contact channels.

A technical correction is not the same as a discretionary adjustment intended to favour a participant.

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50. INVALIDATION OF AN INDIVIDUAL SALE

Where a transaction fails applicable eligibility requirements, MyCloth India may classify the transaction as an invalid or non-qualifying transaction.

The affected sale may then be removed from:

• Prelims qualification;

• Mains qualification;

• final Mains Verified Eligible Sales;

• AQTV;

• DGC;

• VNC;

• ISR;

• or another applicable calculation.

The consequences depend on the official Challenge rules and the nature of the invalidation.

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51. LOSS OF QUALIFICATION

If invalidated transactions cause a participant to fall below the applicable threshold, the participant may cease to qualify.

For example:

• Prelims requires at least 50 Verified Eligible Sales.

• Mains requires at least 35 Verified Eligible Sales.

If a participant's final verified count falls below the applicable threshold because transactions are invalidated, the participant may lose the relevant qualification.

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52. DISQUALIFICATION OF A PARTICIPANT

MyCloth India may disqualify a participant where permitted by the official Challenge framework and applicable law.

Grounds may include, without limitation:

• fraud;

• deliberate manipulation;

• fake orders;

• fabricated customers;

• self-purchase manipulation;

• participant-funded artificial sales;

• stolen payment methods;

• attribution manipulation;

• technical exploitation;

• false evidence;

• impersonation;

• serious misleading advertising;

• systematic spam;

• unlawful promotional conduct;

• deliberate concealment of material information;

• multiple identities;

• collusion;

• serious privacy/security violations;

• or other material misconduct.

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53. IMMEDIATE SUSPENSION FOR SERIOUS MISCONDUCT

Where there is a reasonable basis to suspect serious fraud, security abuse or material manipulation, MyCloth India may temporarily suspend a participant's Challenge activity or affected sales while verification is conducted.

Suspension is not necessarily a final finding of fraud.

Final action may follow after appropriate review under the official Challenge framework.

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54. MATERIAL FRAUD

Material fraud may include conduct that substantially affects:

• customer protection;

• sales authenticity;

• Challenge fairness;

• attribution integrity;

• qualification;

• Prize eligibility;

• final ranking;

• payment security;

• legal compliance;

• privacy;

• technical security;

• or the integrity of the Challenge.

Material fraud may result in exclusion of affected transactions and/or participant disqualification.

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55. SERIOUS FRAUD OR SYSTEMATIC MANIPULATION

Conduct involving suspected serious or systematic misconduct may result in immediate suspension or disqualification, subject to the official Challenge framework and applicable law.

Examples include:

• systematic fake orders;

• stolen payment methods;

• fabricated customer networks;

• large-scale bot activity;

• deliberate tracking manipulation;

• technical exploitation;

• identity fraud;

• systematic impersonation;

• coordinated fraud involving multiple people;

• or other serious manipulation.

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56. REPEATED VIOLATIONS

Repeated violations may result in stronger action than an isolated minor error.

MyCloth India may consider:

• number of violations;

• seriousness;

• frequency;

• whether the participant corrected the conduct;

• whether customers were harmed;

• whether the conduct was concealed;

• whether sales or rankings were affected;

• whether the conduct was deliberate;

• and other relevant circumstances.

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57. MINOR ERRORS VS. DELIBERATE MISCONDUCT

Not every mistake is necessarily fraud.

For example, an innocent technical error, accidental incorrect wording or isolated non-material mistake may be handled differently from deliberate manipulation.

However, participants are responsible for correcting known problems promptly.

A participant must not deliberately continue prohibited conduct after being notified that it violates the official rules.

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58. NO AUTOMATIC SAFE HARBOUR FROM IGNORANCE

A participant cannot rely on "I did not know" as an automatic defence where the participant deliberately ignored the published Challenge rules.

Participants are expected to read and follow:

• Master Terms & Conditions;

• Participant Advertising & Content Policy;

• Fraud Prevention & Disqualification Rules;

• official Date Schedule;

• Prize Rules;

• Tie-Break Mechanism; and

• applicable official notices.

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59. DISQUALIFICATION AND AFFECTED SALES ARE DIFFERENT

MyCloth India may, depending on the circumstances:

1. invalidate an individual transaction;

2. adjust a participant's verified sales;

3. adjust a qualification status;

4. suspend affected activity;

5. disqualify the participant; or

6. take another lawful action.

Invalidation of one sale does not automatically mean that the entire participant is disqualified.

Conversely, serious or systematic misconduct may justify participant-level disqualification.

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60. IMPACT ON TIE-BREAK CALCULATIONS

Invalidated transactions may affect the official Tie-Break Mechanism.

Where applicable, they may change:

• AQTV;

• DGC;

• VNC;

• Earlier Achievement of the Tied Final Score;

• ISR;

• or another objective criterion.

The official Tie-Break Mechanism remains controlling for final ranking. It provides an eight-level objective hierarchy ending with lower Official Challenge Participant ID and ONE Rank #1 Winner.

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61. ONE WINNER ONLY

Fraud or disqualification decisions must not be used to create a discretionary "preferred winner."

The Challenge has:

ONE RANK #1 WINNER ONLY

The final Winner is determined according to:

1. final Verified Eligible Sales;

2. the published objective Tie-Break Mechanism where required;

3. final verification; and

4. applicable Challenge rules.

The Prize is not divided merely because participants tie.

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62. EFFECT ON PRIZE ELIGIBILITY

A participant may lose eligibility for the Prize where:

• required sales become invalid;

• Mains qualification is lost;

• serious fraud is established;

• material Challenge rules are violated;

• required Winner verification is not completed;

• or another applicable disqualification condition applies.

Prize entitlement remains subject to final verification and the official Winner Verification & Prize Payment Rules.

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63. FRAUD DISCOVERED AFTER WINNER ANNOUNCEMENT

If material fraud or disqualifying conduct is discovered after the Winner Announcement, MyCloth India may review the Winner's eligibility and take action permitted by the official Challenge framework and applicable law.

The Winner Announcement does not prevent discovery and correction of previously undetected material fraud.

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64. FRAUD DISCOVERED AFTER PRIZE PAYMENT

Where applicable law or the official Challenge framework permits action after Prize payment, discovery of serious fraud or material ineligibility may result in appropriate lawful action.

Nothing in these Rules authorises unlawful recovery or action outside applicable law.

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65. NO PRIVATE SETTLEMENT OF FRAUDULENT SALES

Participants must not attempt to privately resolve a fraudulent or manipulated transaction in a manner intended to conceal the conduct from MyCloth India.

Examples include:

• privately reimbursing a customer after discovery;

• asking a customer to conceal the transaction;

• asking a customer to provide a false explanation;

• deleting evidence;

• creating replacement accounts;

• or otherwise attempting to conceal Challenge manipulation.

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66. NO DESTRUCTION OR MANIPULATION OF EVIDENCE

Participants must not intentionally:

• delete relevant evidence;

• alter records;

• fabricate replacement evidence;

• destroy communications;

• manipulate screenshots;

• modify transaction information;

• or otherwise obstruct a legitimate Challenge verification process.

Nothing in this Rule requires participants to retain information contrary to applicable law.

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67. PARTICIPANT COOPERATION

Where MyCloth India reasonably requests information necessary to verify a material Challenge issue, a participant may be required to provide appropriate information or clarification under the official Challenge rules.

Participants must not knowingly provide false information.

Requests will be limited by applicable law and legitimate Challenge administration requirements.

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68. PRIVACY DURING FRAUD INVESTIGATION

Fraud verification may involve sensitive commercial or personal information.

MyCloth India will handle such information subject to applicable law and its applicable privacy/data-protection obligations.

Internal fraud-verification information is not automatically public information.

MyCloth India may disclose information where required or permitted by law, for legal proceedings, fraud prevention, security, regulatory compliance or other lawful purposes.

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69. REPORTING FRAUD

Participants and customers may report suspected Challenge fraud through the official Challenge communication channels.

Official Challenge Contacts

Grievance:
Grievance.MyCloth@gmail.com

General Challenge Contact:
Contact.MyCloth@gmail.com

Official Challenge Contact:
Official.MyClothIndia@gmail.com

Official social-media communications should be verified through the official MyCloth India social-media accounts displayed on MyCloth.in.

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70. FALSE FRAUD REPORTING

Participants must not knowingly submit false fraud allegations against another participant for the purpose of:

• damaging their reputation;

• reducing their ranking;

• causing disqualification;

• interfering with their sales;

• or obtaining an unfair advantage.

Good-faith reporting of a genuine concern is not prohibited.

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71. ANTI-FRAUD NOTICE

MyCloth India will never ask a participant to:

• pay a registration fee;

• pay a Prize-release fee;

• buy gift cards;

• disclose a password;

• disclose an OTP;

• disclose a UPI PIN;

• disclose banking credentials; or

• transfer money merely to participate in the Challenge or claim Prize Money.

Participants should independently verify any communication claiming to represent MyCloth India.

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72. OFFICIAL CHALLENGE DEADLINES

The final Challenge sales cut-off is:

01 November 2026 — 08:00 AM IST Sharp

After this time, no new sales may be added to the final Challenge sales count.

Final verification takes place after the sales-data freeze.

The official Challenge schedule provides for:

• final verification and qualification review: 01–06 November 2026;

• official Challenge statistics, Mains qualification results and applicable Prize Amount: 06 November 2026;

• final Rank and Winner determination: 06–08 November 2026; and

• final Rank #1 Winner announcement: 08 November 2026 — 08:00 AM IST Sharp.

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73. RELATIONSHIP WITH THE PRIZE RULES

The applicable Prize Money is determined from the final number of participants who successfully qualify/pass Mains after the applicable verification process.

The published maximum is:

UP TO ₹15,00,000 ONLY

There is only one Rank #1 Winner.

If fraud invalidations reduce the final number of Mains-qualified participants, the applicable Prize Amount may change according to the official Prize Amount & Calculation Formula.

The Prize Amount page expressly states that the application/registration count does not determine the Prize Amount.

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74. FRAUD AND THE FINAL PRIZE BRACKET

The final Prize Amount is not permanently fixed when a participant first qualifies for Mains.

The final applicable number of Mains-qualified participants is determined after verification.

Accordingly, invalidated transactions or participant disqualifications may affect:

• the final number of Mains-qualified participants;

• the applicable Prize bracket;

• the interpolated Prize Amount;

• and the final Winner's applicable Prize Money.

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75. NO GUARANTEE THAT A DASHBOARD NUMBER IS FINAL

Any provisional sales figure, dashboard count or preliminary status may be subject to verification.

A participant must not represent a provisional figure as a final verified result unless officially confirmed by MyCloth India.

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76. NO MANUAL OR RANDOM WINNER SELECTION

Fraud prevention does not permit MyCloth India to choose a Winner based on personal preference.

The final Rank #1 Winner must be determined according to the published performance and tie-break rules.

There is:

• no lucky draw;

• no lottery;

• no random winner selection;

• no manual "favourite participant" selection; and

• no subjective winner selection.

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77. FAIR AND OBJECTIVE ADMINISTRATION

MyCloth India will administer fraud prevention and verification with the objective of protecting:

• genuine customers;

• genuine participants;

• legitimate sales;

• Challenge fairness;

• accurate attribution; and

• the integrity of the final result.

Verification decisions may depend on the facts and evidence available in each case.

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78. NO GUARANTEE OF ZERO FRAUD

No online commercial system can guarantee that every fraudulent attempt will be detected immediately.

MyCloth India may therefore conduct:

• ongoing monitoring;

• post-transaction checks;

• final verification;

• post-result review;

• and other reasonable fraud-prevention measures.

Discovery of a previously undetected issue may result in corrective action where permitted by the official Challenge rules and applicable law.

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79. CUSTOMER RIGHTS REMAIN PROTECTED

These Fraud Rules concern Challenge eligibility and administration.

They do not remove or restrict mandatory customer rights under applicable consumer-protection law.

A customer's lawful return, refund, replacement, complaint or other statutory right is not itself treated as customer fraud merely because it causes a Challenge transaction to cease being a Verified Eligible Sale.

For Challenge purposes, however, a transaction that no longer satisfies the Verified Eligible Sale requirements may be excluded from the participant's score.

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80. APPLICABLE LAW

These Rules must be interpreted together with the Master Terms & Conditions and applicable law.

Nothing in these Rules is intended to:

• authorise unlawful conduct;

• remove statutory consumer rights;

• guarantee a particular legal classification;

• prevent lawful regulatory action;

• or replace professional legal advice.

Participants remain individually responsible for lawful conduct.

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81. POLICY CHANGES AND CLARIFICATIONS

MyCloth India may issue reasonable clarifications or corrections to these Rules where necessary to:

• correct an error;

• clarify an existing requirement;

• address a technical issue;

• respond to applicable legal requirements;

• address a security threat;

• or protect customers and Challenge integrity.

MyCloth India will not use a purported clarification as a mechanism to secretly create a new substantive disqualification rule after the Challenge for the purpose of selecting a preferred Winner.

Any substantive change shall be handled according to the official Master Terms & Conditions and applicable law.

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82. CONFLICT WITH OTHER CHALLENGE DOCUMENTS

These Fraud Rules must be read together with the official Challenge documents.

Where there is an apparent conflict:

1. applicable law controls;

2. the official Master Terms & Conditions provide the principal contractual framework;

3. the applicable specific official Challenge document governs its subject matter;

4. the published Prize Amount & Calculation Formula governs Prize calculation;

5. the published Tie-Break Mechanism governs objective tie-breaking;

6. the Participant Advertising & Content Policy governs participant promotional conduct; and

7. these Fraud Prevention & Disqualification Rules govern fraud detection, invalid transactions, manipulation and disqualification.

Any apparent inconsistency should be resolved in a manner that preserves the published Challenge structure and applicable law.

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83. OFFICIAL CHALLENGE RECORD

The official published Challenge framework includes:

1. MYCLOTH INDIA SKILL BASED CHALLENGE — Master Terms & Conditions

2. MYCLOTH INDIA SKILL BASED CHALLENGE — Master Date Schedule 2026

3. MYCLOTH INDIA SKILL BASED CHALLENGE — Official Prize Amount & Calculation Formula

4. MYCLOTH INDIA SKILL BASED CHALLENGE — Official Tie-Break Mechanism

5. MYCLOTH INDIA SKILL BASED CHALLENGE — Participant Advertising & Content Policy

6. MYCLOTH INDIA SKILL BASED CHALLENGE — Fraud Prevention & Disqualification Rules

7. MYCLOTH INDIA SKILL BASED CHALLENGE — Winner Identity Verification & Prize Payment Rules

These documents should be read together.

The Master Terms expressly identify the Fraud Prevention Rules and Winner Verification Rules as part of the official framework.

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84. FINAL DECLARATION

The MYCLOTH INDIA SKILL BASED CHALLENGE is intended to reward genuine measurable performance.

The integrity of the Challenge depends upon:

Genuine Customers + Genuine Transactions + Genuine Attribution + Truthful Promotion + Verified Sales

Fraudulent, artificial, manipulated or deceptive activity will not be treated as genuine Challenge performance.

MyCloth India reserves the right, subject to the official Challenge framework and applicable law, to verify transactions, invalidate ineligible sales, adjust qualification and ranking, suspend participants, disqualify participants and take other appropriate lawful action where fraud or material misconduct is established.

The purpose of these Rules is not to penalize genuine customers or genuine participants.

The purpose is to ensure that the final result reflects genuine customer sales and legitimate participant performance.

NO FAKE SALES. NO MANIPULATION. NO FRAUD. ONLY GENUINE PERFORMANCE.

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OFFICIAL CHALLENGE INFORMATION

Challenge: MYCLOTH INDIA SKILL BASED CHALLENGE
Challenge Year: 2026
Organised by: MyCloth India
Official Website: MyCloth.in
Official Time Zone: IST (UTC+5:30)
Participation Fee: ₹0 — 100% Free
Winner: ONE Rank #1 Winner ONLY
Maximum Advertised Prize: Up to ₹15,00,000 Only

Official Challenge Contact

Grievance: Grievance.MyCloth@gmail.com
General Challenge Contact: Contact.MyCloth@gmail.com
Official Challenge Contact: Official.MyClothIndia@gmail.com

Official social-media communications: Only through the official MyCloth India social-media accounts displayed on MyCloth.in.